Personal loan

Budgetcredit helps find the best terms for your personal loan.

Total interest CHF 793.70 (4.9%) to 1'945.55 (10.95%)

Personal loan

A personal loan or consumer loan is a flexible financing option for various needs. Due to the flexibility, personal loans can be used, for example, for a long-awaited purchase or even for the purchase of a car. Personal loans are versatile and can be taken out, for example, specifically as a construction loan, small loan or even car loan.

Through budgetcredit.ch you can request a personal loan at fair conditions. You can apply for your personal loan online. Our competent customer advisors can advise you free of charge and work with you to create a fair offer that is individually tailored to your needs.

Personal loan Switzerland

In order to take out a personal loan in Switzerland via budgetcredit.ch, you as the applicant must be of legal age, necessarily have a regular income and be a permanent resident of Switzerland or a cross-border commuter. The personal loan may only be used for private purposes. Therefore, such a loan is intended for personal well-considered purchases.

Find out which personal loan is right for you and calculate your loan with our loan calculator. You can calculate the personal loan interest rate with our loan calculator. Apply for a personal loan now at budgetcredit.ch or get free advice from our customer advisors on 0800 55 55 00.

Duration: 6-120 months; Max. annual interest rate includes total interest expenses 4.9% - 10.95% Calculation example: Loan of CHF 10'000.-. An effective annual interest rate between 4.9% and 10.95% results in total interest expenses between CHF 261.80 and CHF 574.40 for a duration of 12 months. Lending is prohibited if it leads to over-indebtedness. (Art. 3 UWG) The interest rate depends on the creditworthiness