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Personal loan

Budgetcredit helps find the best terms for your personal loan.

Your advantages

  • Independent credit expert advice
  • No processing fee or commission
  • Low interest rates
  • Credit decision within one working day
  • Absolute discretion

Calculate your loan

1'000 250'000
6 120
Your total interest costs range between CHF 793.70 (4.9% effective) and CHF 1'945.55 (10.95% effective), depending on creditworthiness.

A Reliable Partner

budgetgroup.ch GmbH is a verified and certified Swiss financial company with a cantonal license to loan brokerage. We have the official license to loan brokerage.

4.1 bn. in applied loans
Over 130'000 customers
Save up to 50% interest

5

Rating

Replacement & Increase

Loan refinancing is worth it

Having credit conditions checked is worth it. With a personal and non-binding comparison offer from budgetcredit.ch, you can see whether you can get your desired loan cheaper and whether it is worth refinancing it.

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Increase your loan & benefit

You benefit from significantly lower interest rates if you increase your loan now. And you can freely choose a new duration.

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Apply for credit

1 Select credit amount

Simply select the loan you want and calculate the rate.

2 Apply for credit

Fill out the loan application online and apply for the loan. The verification of your information is completely safe.

3 Receive the money

If the loan is approved, you will receive the money within 14 days.

There are many reasons why you would want to take out a loan: Be it a new car, upcoming repairs to your home or a new TV - a loan is an attractive financing option for longer-term purchases. Budgetcredit.ch offers loans for various needs. Apply for a loan in Switzerland now!

Loan Calculator

With the loan calculator from budgetcredit.ch, you can easily and flexibly calculate the monthly installment for the desired loan. Based on the desired term and loan amount, the monthly installment is immediately displayed. This allows you to transparently understand the respective costs before submitting the loan application. The Swiss loan calculator from budgetcredit.ch is suitable for all offered loans, such as the small loan, construction loan, or car loan.

In addition to the loan calculator, budgetcredit.ch also offers free consultation for any further questions. Our competent customer advisors can be reached for free at our hotline 0800 55 55 00.

Free advice

Do you have questions? Our specialists will be happy to provide you with non-binding information.

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Credit Options

There are many reasons why one might want to take out a loan: be it for a new car, upcoming repairs in the home, or a new TV – a loan is an attractive financing option for long-term purchases. Budgetcredit.ch offers loans for various needs. Apply for a loan now in Switzerland!

Personal loan

Personal loan also known as consumer loan is a flexible financing option for various needs. Increase your flexibility, for example, for a long-awaited purchase.

Consumer credit

For private purchases you can apply for a consumer loan in Switzerland. The consumer loan can be taken out at fair conditions via budgetcredit.ch.

Small credit

Small loans can be requested by any adult person, which is capable of acting and resides in Switzerland or with a cross-border commuter permit.

Car loan

Unlike car leasing, with a car loan, you are the owner. So you decide for yourself about insurance, resale or tuning.

Construction loan

Guarantee the construction or renovation of your home with the help of a personal loan. Easier to use and faster to pay off than with a mortgage.

Online loan

Apply for a loan easily and conveniently from home or on the go. Use our online offer and find out more. Your data will be sent encrypted.

Team

We are budgetcredit

  • Leading Swiss credit expert
  • You will receive a non-binding offer
  • You get the best individual conditions
  • Flexible installments from 6 to 120 months
  • Loan refinancing and loan increase possible
  • Comprehensive insurance coverage on request
  • We are an independent service provider
  • Absolute discretion
  • Loan decision within 2 to 24 hours

Duration: 6-120 months; Max. annual interest rate includes total interest expenses 4.9% - 10.95% Calculation example: Loan of CHF 10'000.-. An effective annual interest rate between 4.9% and 10.95% results in total interest expenses between CHF 261.80 and CHF 574.40 for a duration of 12 months. Lending is prohibited if it leads to over-indebtedness. (Art. 3 UWG) The interest rate depends on the creditworthiness

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Untertor 8
8400 Winterthur
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