A personal loan is a loan where the borrower is not acting commercially, but is a private individual. A personal loan must be repaid within 6 - 120 months.
- Age of majority (minimum age 18)
- Residence in Switzerland
- SchweizerSwiss citizenship or residence status under aliens law B/C/G
- Regular income
- Good reputation
- Creditworthiness
Your loan amount will be based on your financial circumstances and your ability to repay.
Yes, you only need to tell us the previous bank and we will do the rest for you.
Yes, provided you do not receive AHV supplementary benefits and have enough budget.
Yes, our team of consultants will be happy to provide you with information.
Yes, provided you have a part-time job that allows you to finance the loan.
Yes, interest on debt can be deducted from taxes.
Yes, in principle, a loan can be merged with an existing loan.
If you ever fall behind with your payments, give us a call and our team of consultants will be happy to help.
Ihr Kreditantrag wird im Regelfall innerhalb von 24 Stunden bearbeitet.
By answering all the questions asked correctly. We ask married or cohabiting applicants to apply for the loan together with their spouse / partner (co-applicants). Our team of consultants will be happy to provide you with information.
In order to process your loan request quickly, we need certain documents from you. The following checklist gives you an overview of the documents you need, depending on your personal life situation.
- Copy of ID or passport
- Copy of the last 3 pay slips, do not forget bonus or 13th month salary
- Copy of ID or passport
- Copy of the last 3 pay slips, do not forget bonus or 13th month salary
- Copy of ID or passport
- Copy of the last 3 pay slips, do not forget bonus or 13th month salary
- Copy of your partner's 3 most recent pay slips
- If available accounts of the sideline business
- Copy of ID or passport
- Copy of the last 3 pay slips, do not forget bonus or 13th month salary
- If you have any maintenance obligations, please specify them
- Kopie der 3 letzten Lohnabrechnungen Ihrer Partnerin/ihres Partners
- Copy of ID or passport
- Last tax invoice - where the definitive income is shown
- If available accounts of the sideline business
- Copy of your partner's 3 most recent pay slips
- Copy of ID or passport
- Copy of monthly payments from AHV, IV or pension fund
- If available accounts of the sideline business
- Copy of your partner's 3 most recent pay slips
Duration: 6-120 months; Max. annual interest rate includes total interest expenses 4.9% - 10.95% Calculation example: Loan of CHF 10'000.-. An effective annual interest rate between 4.9% and 10.95% results in total interest expenses between CHF 261.80 and CHF 574.40 for a duration of 12 months. Lending is prohibited if it leads to over-indebtedness. (Art. 3 UWG) The interest rate depends on the creditworthiness