Car loan

Budgetcredit.ch offers a car loan in Switzerland so you can easily finance your car.

Total interest CHF 793.70 (4.9%) to 1'945.55 (10.95%)

Car loan

Would you like to purchase a car or motorcycle? A car loan in Switzerland serves as suitable auto financing for the purchase of a new or used car. Often, discounts can also be negotiated with dealers if an offered car or motorcycle is paid for directly in cash.

To be one step closer to your dream vehicle and finance your car in Switzerland, you can use our loan calculator to calculate your personal monthly loan rates, based on your desired car loan amount and the respective desired loan term.

The loan calculator (car loan calculator) integrated on the website can help calculate the monthly installments for all the loans offered, so you can easily finance your car.

Budgetcredit.ch recommends a car loan (credit for car) for a car purchase. The car loan is in many cases the more sensible car financing than leasing. See the advantages of the car loan compared to leasing at a glance.

Comparison credit car and leasing

Car loanLeasing
By financing with a car loan, the vehicle becomes property.With a lease, you are the physical owner of the vehicle, but the leasing company remains the owner.
The car can be personalized as property.The car is to be left in the same condition as you receive it.
You can sell the car and set the second-hand value yourself.You usually return the car to the leasing company, the residual value is contractually pre-fixed (flat-rate depreciation values, which are often higher, the value of the vehicle thus lower than the used value).
You can choose the cheapest insurance and the type of insurance yourself.Mandatory comprehensive insurance must be taken out and the insurance company is often specified.

In Switzerland, a car loan is a personal loan that is used exclusively for financing a private vehicle. However, Budgetcredit.ch also offers loans for other purposes, including, for example, the small loan and the construction loan.

If you have any questions about the car loan, we offer a free consultation with our friendly customer service representatives on 0800 55 55 00.

Duration: 6-120 months; Max. annual interest rate includes total interest expenses 4.9% - 10.95% Calculation example: Loan of CHF 10'000.-. An effective annual interest rate between 4.9% and 10.95% results in total interest expenses between CHF 261.80 and CHF 574.40 for a duration of 12 months. Lending is prohibited if it leads to over-indebtedness. (Art. 3 UWG) The interest rate depends on the creditworthiness